Most ISO scoring losses are documentation failures, not operational ones. Here are the five most common FSRS failure modes — and what to fix before the evaluator arrives.
Water supply is 40% of your ISO score — the single largest FSRS category. Here’s how ISO scores it, where most departments lose points, and what to fix before your next evaluation.
Key Takeaways ISO evaluates communities on a 10–15 year default cycle — you don’t have to wait Requesting a re-evaluation
Your fire department’s ISO Public Protection Classification has a direct impact on what you pay for homeowner’s insurance. Here’s how the connection works — and what homeowners can do about it.
Volunteer fire departments face structural disadvantages in ISO scoring — but the gap is smaller than most chiefs think, and much of it comes down to documentation and process, not budget.
NFPA 1620 defines what fire department pre-incident plans must contain. This plain-English breakdown covers every required component and explains why it matters for both operational readiness and ISO scoring.
How ISO PPC ratings translate into real insurance costs for homeowners and businesses — and what a realistic rating improvement program looks like financially.
A breakdown of how ISO PPC ratings are calculated using the FSRS, why volunteer departments lose points, and how pre-incident planning is the highest-leverage improvement opportunity.
